Catholic Development Fund

Interest Rates

 

Interest rates for diocesan agencies and other approved depositors, aligned with the latest published CDF schedule.

Interest Rate Schedule

For Diocesan schools, parishes, other agencies, P & F groups and clergy, a product description and the interest rates applying to those products appear below.

For all enquiries please email enquiries@sydneycdf.org.au or phone (02) 9390 5200.

At Call Deposits

Effective 1st June 2026

Current Accounts (including special purpose accounts)

0.50% p.a.

Cash Management Accounts

3.50% p.a.

Interest is calculated on daily balances and credited quarterly at the end of March, June, September and December each year.

Fixed Term Deposits for Amounts of $10,000 to $999,999

Effective 4th May 2026
Term Rate
1 month term 0.50% p.a.
2 month term 0.50% p.a.
3 month term 4.09% p.a.
4 month term 4.17% p.a.
5 month term 4.23% p.a.
6 month term 4.3% p.a.
7 month term 4.34% p.a.
8 month term 4.38% p.a.
9 month term 4.41% p.a.
10 month term 4.45% p.a.
11 month term 4.48% p.a.
12 month term 4.52% p.a.

Fixed Term Deposits for Amounts of $1,000,000 and Over

Rates vary from day to day and are available on request. Please call on 9390 5200.

  1. Rates are based on individual deposit amount and not the total deposits held.
  2. Interest is calculated on a daily balance and is paid on maturity of the deposit.

Loans

The rate is dependent on the nature and term of the loan. Please contact Manager - Lending and Relationships on 9390 5213.

Interest Rate Date
Standard Variable Rate Loans 8.50% p.a. 1st June 2026
Term Loans subject to Interest Subsidy (L43) 7.71% p.a. 1st December 2025
Arranged Overdraft and Come & Go 7.71% p.a. 1 December 2025
Debit Balances on Current & Cash Management Accounts 9.71% p.a. 1 December 2025
Priest Car Loans 6.85% p.a. 1st June 2026

Important Disclosure

The Catholic Development Fund - Diocese of Broken Bay (CDF) is required by law to make the following disclosure. The CDF is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission.

An investor in the CDF will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). Investments in the CDF are intended to be a means for investors to support the charitable, religious and educational works of the Catholic Diocese of Broken Bay and for whom the consideration of profit are not of primary relevance in the investment decision.

The investments that the CDF offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by Australian Securities and Investments Commission. Investors may be unable to get some or all of their money back when the investor expects or at all and any investment of the CDF are not comparable to investments with banks, finance companies or fund managers. The CDF's identification statement may be viewed at www.dbb.org.au or by contacting the CDF on (02) 9390 5200. The CDF does not hold an Australian Financial Services Licence.

For all enquiries

Please email enquiries@sydneycdf.org.au or phone (02) 9390 5200.